Personal Loans

Flexible & competitive Personal Loans that put People first.

Flexible & competitive Personal Loans that put People first.

Select from our range of Personal Loans or speak directly with a local Heritage Personal Loan specialist on 13 14 22.

Bank Of The Year for Customer Satisfaction

Heritage has been awarded Roy Morgan's 2018 Bank Of The Year for Customer Satisfaction. Just another way we're putting People first.

Customer-Owned Banking you can bank on.

Established in 1875, and with more than $9.5 billion in assets, Heritage is Australia's largest customer owned bank.

Car Loan
6.99 % PA 7.62 % PA
Comparison Rate
  • Purchase or refinance a new or used vehicle, up to five years old
  • Online redraw available for eligible personal loans
  • Ability to make additional or lump sum payments
  • Fixed repayments to make budgeting easy
  • Pay weekly, fortnightly, or monthly 
Fixed Personal Loan
10.99 % PA 11.62 % PA
Comparison Rate
  • Loan terms of up to 5 years for a range of uses 
  • Fixed repayments to make budgeting easy
  • Secured or unsecured loans 
  • Ability to make additional or lump sum payments
  • Online redraw available for eligible personal loans
  • Pay weekly, fortnightly, or monthly 
Standard Personal Loan
12.49 % PA 13.11 % PA
Interest Rate
Comparison Rate
  • Loan terms of up to 10 years for a range of uses
  • Variable rate
  • Secured or unsecured loans 
  • Ability to make additional or lump sum payments
  • Online redraw available for eligible personal loans
  • Pay weekly, fortnightly, or monthly 
Calculate your loan

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Or call 13 14 22 to speak to an expert