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Being a student is an exciting time, full of hard work and dedication. Whether you’re continuing your studies, or changing direction from your current career, financing a degree can be tough, however rewarding. It can be difficult to save enough funds to cover the costs of studying yourself, however there are options available to support your further education ambitions.
If you’re continuing to work part-time or full-time while studying, a personal loan could help you meet the costs of self-funding your study, while still affording your living costs.
Depending on your circumstances, you may not be eligible for assistance with university tuition fees. A personal loan could be a good alternative to the HECS-HELP loan schemes, or the VET Fee Help schemes while you study. This approach could mean that you are not paying a higher PAYG tax amount while you’re continuing to earn and learn as you’re not accumulating a HECS debt.
Perhaps your employer is offering to finance your study costs, but you need to reduce your working week to part time during the semester to attend classes? A personal loan could help to top-up your income to cover your living expenses. Excluding accommodation, the average Australian student can spend $1,690 per month (even on a budget!) and so it’s worth doing your research and seeking specialist advice to see how a personal loan could help, so you can focus on your studies.
Our standard personal loan offers flexible options including fixed repayments and the option to make lump sum repayments along the way to reduce the term of the loan.
If you’d like to see all the available options, you can visit our personal loan calculator and figure out which product will work for your needs. Happy studying!