Refer a Friend FAQs

Activating your gift card is easy. Visit and use the 4-digit code included with your gift card.
You can refer up to 5 of your friends, family or colleagues to Heritage per month.
That's ok, it's not too late, you can let us know who referred you to Heritage within 28 days of opening your account. You can either call our Contact Centre on 13 14 22 or visit your closest Heritage branch to let them know who referred you.
You can use your gift card to make purchases anywhere that accepts Visa pre-paid cards and can process them electronically.There is no PIN - simply sign the back of the gift card If you are paying for an item greater than the gift card amount, advise the salesperson to split the transaction.