If you do think you have been the target of fraud, you should immediately contact:
Heritage’s Contact Centre on 13 14 22 or email Heritage’s Fraud Team via the firstname.lastname@example.org email address. Have the details of your concerns at hand.
Your other financial institutions and advise them of your concerns.
The two main credit reporting agencies, Equifax Pty Ltd (www.equifax.com.au) and Dun & Bradstreet Credit Bureau (www.dnb.com.au) to get credit reports and advise them of your concerns. Both have specific services around dealing with fraud and identify theft.
Your local Police services. In Queensland, you can get more information about this through their web site www.police.qld.gov.au/.