I’m missing a payment I was expecting via NPP.
Although NPP payments are usually received in near real-time, there can be a delay of up to two hours.
If you have not received a payment after two hours, contact the sender and ask them to confirm the transfer details were correct and that the payment was successfully sent from their account (and did not bounce back). If they have confirmed the transfer details were correct and the payment did not bounce back, the sender will need to investigate the missing payment with their Financial Institution.
Heritage is unable to trace NPP payments that have been sent from other Financial Institutions.
I do not have the option to use NPP faster payments with a payment I am making.
Ensure you have the latest version of the Heritage App, by checking in either the App Store (Apple) or Play Store (Android).
If your App is up to date, the Financial Institution you are transferring the funds to may not accept NPP payments. You will still have the option to transfer funds via direct entry (taking up to 2 business days).
When should I close my PayID?
You must close your PayID if:
Why am I unable to close or transfer my PayID?
Check that your PayID is in an active state (not locked) to enable it to be closed, or to transfer it to another financial institution or other Heritage Bank account.
To do this go to the PayID menu in the Heritage Mobile Banking App.
If you are still having trouble closing or transferring a PayID please contact us.
When I transfer my PayID, do I have to keep the PayID Shortname details or can I change this?
What if someone accidentally sends me money via NPP Faster Payments, that was meant for someone else?
Information on internet banking services, regular transfers, password maintenance and managing your details.