24 September 2021: Please be aware of the “Flubot” scam targeting mobile phones across Australia. Learn more.
Frequently Asked Questions
Do I need to load HOVA with funds?
No. HOVA is linked to your Heritage everyday transaction account and operates as a Visa Debit card. Provided you have money in your everyday transaction account, your HOVA will be able to access this balance. At account opening, you will also receive a Visa Debit card, in addition to your HOVA so you have the flexibility of a card device too.