Buying your first home
There's lots involved in buying your first home. Our First Home Buyer Hub gives you access to the right tools and support to help you start your first home buying journey.
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27/03/2020:
Heritage Bank will cut interest rates in a move designed to help those hit hard by the COVID-19 downturn. Read more
Selling property? Two easy traps to keep clear of
If you are serious about selling your home here's two key areas you need to research, understand and act on to ensure your home becomes somebody else’s home as soon as possible.
Every seller wants to get the best price possible for their property. If you are serious about selling your home and generating buyer interest there are two key areas you need to research, understand and act on to ensure your home becomes somebody else’s home as soon as possible.
1. Pricing the property too high to begin with
Many sellers start with the wrong listing price. Do your research from the outset and take advice from an agent you trust. The biggest problem with overpricing a property is that you will eventually have to drop the price. To buyers, this can look like desperation and may slow down the selling process while people wait for the price to drop further.
2. Falling into the “cheap” agent trap
It’s important to consider the quality of your agent, as well as the cost. Cheap agents could cost you more in the long run. Look at agent contracts and understand what you are getting for your money – advertising costs, contract length, and commission to be paid on sale are all areas you need to understand and be happy with before signing up.
Every situation is different so it’s important you research and take advice from people who knows the particular market you are in.
Looking for a new home? Our home lending specialist are ready and waiting to help you buy your next property. Drop into your nearest branch or phone 13 14 22 to get moving on your next home loan.
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