What is the HomeBuilder Grant?
Doing research and preparing to shop around is an important part of securing a dream home. Here's three must-do steps to help prepare yourself.
Feel like you know this week’s real estate guide back to front? If so, you’re on the right track. Doing your research and preparing yourself to shop around is an important part of securing your dream home. Here's three must-do steps to prepare yourself:
Before you do anything it's a good idea to find out how much you can afford. Online tools such as our home loan calculator can help you estimate the total cost of purchasing a house and what your repayments could be. For a more accurate estimate it's best to talk to one of our lending specialists, who will take you through our home loan products, to help you find the best loan for your situation. A lending specialist can also organise a home loan pre-approval, to help you shop with more confidence.
Understand and continue to remind yourself of what you are actually looking for. Are there things you can compromise on and things you absolutely need? Keeping a list will be a great reference point for you – especially if you decide to make an offer and enter into a negotiation.
What’s happening in the area you’re looking at buying in – what’s sold, for what price and how long did it take to sell. This will help you to know if you’re walking into a bargain or if there’s potential for you to negotiate a better price based on market trends. Sign up for real estate alerts and get friendly with local agents – be honest with them as this will set you up for an effective relationship with the agent.
Did you know our lending specialists can put together a Heritage Bank Property Report on a property you are interested in? The report includes information such as previous sales, area details and recent sales in the area. Drop into your nearest branch or phone 13 14 22 and let us help you today.
What is the HomeBuilder Grant?
Buying your first home
3 must do steps to prepare for buying a house
3 stylist tips to maximise the sale price of your home
3 ways to add value to your home before selling
4 things you need to buy a house
6 things every first home buyer needs to do
Are you ready to buy a house?
Breaking down banking jargon
Building equity in your property
Buying property at auction in Queensland
Buying property at auction in Queensland differs from other states. Find out what you should consider doing before attending an auction in Queensland.
Buying property off the plan
Buying property with friends: How do you save the relationship
Buying your first house as a young person
Change of address checklist
How Much Does It Cost To Build A House?
The First Home Owners Grant
How to Use the First Home Super Saver Scheme
Home buyer brain storm
Costs associated with buying a property
How much money can I borrow?
Bidding Strategies to help you win at auction time
How to help parents downsize
How to negotiate like a pro
Moving in with a partner: discussing money
Upgrading Your Home: Moving vs Renovating
Learn moreRenting vs. buying property
Selling property? Preparation is key
Selling property? Two easy traps to keep clear of
The Sunset Clause in QLD: What You Need to Know
The home loan application process
What is a construction loan?
What is a cooling-off period?
What is an offset account?
What is LVR?
What to do in the final 10 minutes before your open house
What to expect at a house auction
What to look out for at an open house from a tradie
Housing clichés which ring true