Millmerran Community Branch

It all started with people

As a small, close-knit rural town in the Darling Downs, Millmerran residents were used to receiving personalised customer service, where people knew each other by name. However, for all of the fantastic businesses available, there was something missing from the town – a place where locals could access a full range of banking services on their doorstep. At the time, many rural banks were closing down so the community looked for a way to secure a bank in Millmerran for the long-run.

That’s where Heritage Bank came in. Heritage offered Millmerran residents an opportunity to have a local bank run by a local team through their Community Branch model. Better yet, as a Community Branch, profits are distributed back to the community in the form of Community Grants. These grants are used to support charities, sporting clubs and other local organisations.

Local investors represented by Millmerran Community Company raised $130,000 as their share of capital to form a joint-venture with Heritage Bank. And in March 2007, Heritage Millmerran Community Branch opened.

Ongoing success

Since opening, Heritage Millmerran Community Branch has invested more than $1.3 million in funds back into the Millmerran community including grants. The community grants have enabled local organisations to complete numerous essential projects that may have never been possible if it wasn’t for this mutually beneficial relationship between Millmerran Community Company and Heritage.

Here are some of the latest organisations we’ve been able to support:

Name of organisation



Millmerran Golf Club

Purchase fuel-powered heating unit


Pittsworth-Millmerran Junior Cricket Club

Shade cloths, scorer table and club shirts


Millmerran Memorial Bowls Club

Refurbish the club bar floor area


Millmerran Ladies Tennis Association

Replace club nets


Millmerran State School P & C

Undercover play areas



The team at Millmerran look forward to assisting with any of your financial enquiries. See how the team can assist you by visiting the Millmerran Community Branch at Campbell Street or calling 07 4695 2200.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.