Home Loan Calculators
Home Loan Calculator
Our home loan repayment calculator helps you to estimate the true cost of your mortgage. It includes stamp duty, insurance, maintenance and more!
Extra Repayments Calculator
Calculate how much you could be saving in interest or whether you can shorten your loan term by making additional repayments over and above your current monthly repayment.
Lump Sum Calculator
Calculate how much you can save in interest or whether you can shorten your loan term by making a one-off lump sum repayment on top of your current monthly repayment.
Split Loan Calculator
You may be able split your home loan into two or more portions and specify what percentage of your home loan is allocated to each loan product, usually a fixed portion and a variable portion. The portions are assessed together as a single total for approval and serviceability, but each part is treated as a separate loan for documentation purposes.
Loan Balance Calculator
Calculate how much of your payment is interest and how much is principal at different stages of your loan.
Loan Comparison Calculator
Compare different loans to get an idea of which loan is the right one for you.
Stamp Duty Calculator
Calculate how much stamp duty will be payable when you purchase a home.
Borrowing Power Calculator
Calculate an estimate of how much you may be able to borrow. Simply enter your income, expense and loan details.
Home Insurance Calculators
Project an estimate of the full replacement value of your home building and contents.
Building Replacement Value Calculator
Contents Replacement Value Calculator
Personal Loan Calculators
Personal Loan Calculator
Calculate your minimum repayments on your personal loan.
Car Loan Calculator
Calculate your minimum repayments and the true cost of owning your next car.
Credit Card Calculators
Credit Card Calculator
Calculate the minimum payment required on your credit card.
Balance Transfer Calculator
Use our Balance Transfer Calculator to work out how much you could save if you transferred your balance to Heritage.
Business Lending Calculators
Equipment Finance Calculator
Calculate your finance repayments.
Savings & Planning Calculators
Savings Plan Simulator
Project how much you can accumulate over time from an initial contribution and regular ongoing deposits.
Project your interest earnings from term deposits.
Need help working out a budget? Try our Budget Planner. Enter your annual income and expenses to assess your financial position.
Income Tax Calculator
This calculator helps your work out how much income tax you will need to pay.