Support Services

Heritage puts People first by providing a wide range of business and payment tools to assist in the day-to-day running of your business.

Business Internet Banking

Heritage online business internet banking is the safe, secure and quick way to manage your business finances at a time that suits you. You can bank online anytime, 24 hours a day, seven days a week.

Mobile/Internet POS

Mint Payments help Australian businesses accept credit card payments securely online and through mobile eftpos machines via your smartphone/device. For more information, view mPOS brochure or the Minternet brochure.


Contact us to arrange for a quotation for EFTPOS merchant facilities for your business.

BPAY® Biller

This is an efficient and user-friendly way to pay your expenses. Heritage can arrange for your business to become a BPAY Biller.


Heritage puts People first with insurance that gives you real peace of mind. Whether it's insurance to cover yourself or the things you own, Heritage has you covered.

Foreign Exchange

Heritage finance and foreign currency products make international travel and money transfers as convenient and trouble-free as possible.

Business Resources

An information and resource website to assist small businesses with finance applications, business concepts, business planning and more.

MYOB & XERO supported Bank Feeds

These supported bank feeds are used by businesses to complete bank reconciliations.

Government Business Information is a government service that provides essential information on planning, starting and running your business.

* Home loan comparison rate based on a $150,000 loan over 25 years.  Fixed loan comparison rate applies only for loans with an LVR of 80% or less and a loan amount of $150,000 to $249,999.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest rates are on a per annum basis. Rates are correct as stated and subject to change without notice. Rates shown are for new loans and do not apply to switches or internal refinances.

Home Advantage Variable rates include discounts shown from the Standard Variable rate. Home Advantage Living Equity rates include discounts from the Living Equity rate. Discounts are based on total lending in the package. Discount Variable LVR rates are for new lending and include discounts from the Discount Variable Loan Rate.  Discounts are not available in conjunction with any other interest rate discount or special offer. All fixed rates are fixed for the period stated and revert to the variable rate applying at expiration of the fixed term. To approved applicants only. Conditions, criteria and fees apply.

Loan to Value Ratio (LVR) is the loan amount divided by the value of your security property (determined by Heritage Bank at assessment), multiplied by 100. Owner Occupied loans have a maximum LVR of 95%, Investment loans have a maximum LVR of 80% and Living Equity has a maximum LVR of 80%. Heritage is not accepting any new investment applications until further notice.

This advice has been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.

Generate a personalised Key Fact Sheet based on your loan amount, term and repayments. This tool is provided to help you compare home loans from Heritage with other financial institutions.