20 cool ways to spend $3,000

A huge 83% of Aussies say they’d switch home loan providers if they could save around $3,000. Sound impossible? By switching your loan to Heritage you could save $3,000^ on just one home loan! Think of all the things you could spend the money on. While a holiday or a new couch might sound like a good option for your family, there’s the possibility of popping it into an offset account and saving on your interest repayments, doing some renovations on your property or putting it towards your kids’ education. Any of this starting to sound a bit cliché? To mix things up we’ve done a little internal poll and found 20 of the coolest things you could do with an extra $3,000 in your pocket. We aren’t saying they are the greatest ways to splash cash about... But they are pretty cool!

To find out more visit the home loans section of the website, visit your nearest branch or phone 13 14 22 today!

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20 cool things you can do with $3,000

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See how much you could save if you switched your loan to Heritage


You could save up to

over the life of the loan

Savings based on the .

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Whoa there, it seems like you've already got a pretty good deal going. If the details you've entered are correct, our calculator says that over the life of your loan you'd currently be better off staying where you are. If you're shopping around though, don't despair, the calculator is no match for advice from a real person.

As a People first bank, our rates are almost always lower than the big four. In fact, a recent University of New England study found Heritage had, on average, the lowest standard variable rate of any financial institution in the country over the last 15 years.

If you want to double check, give us a call on 13 14 22 and we'll almost certainly be able to find other ways for you to save money and time on your home loan.

Calculation based on the .

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^This claim is substantiated by taking a family who had a loan of $600,000 across 30 years who were paying $3,012 off their mortgage each month on their Commonwealth Bank No Fee Variable Rate 4.52% PA basic variable loan. When they switched to Heritage’s 3.79% PA Discount Variable loan they only had to pay $2,796 a month, which saved them $3,012 in the first year alone†.

Interest rates correct as at 24 August 2016.  †Calculations based on ASIC’s MoneySmart Mortgage Calculator across a 30 year period.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

The information provided is intended as general information only. Blogs have been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs. You should consider obtaining personal investment, taxation and/or legal advice before making any decision.  Please consider the Guide to Heritage Deposit Products and Guide to Heritage Credit Card Products (available in-branch, or at www.heritage.com.au) before you decide whether a product is right for you. All loans and credit cards are subject to application and approval. Conditions, criteria and fees apply and are subject to change without notice.