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Dreaming of a holiday? Tips to get you flying high within a few clicks


Whether or not the task of planning a holiday fills you with joy or dread, we can all agree the end product – a holiday – is well worth the effort and something many of us love to treat ourselves to. The latest Roy Morgan Holiday Tracking Survey shows in the 12 months leading up to November 2012, 58% of overseas travellers booked their holidays online. The number has jumped up 36% since 2007, with online purchasing offering the benefit to mix and match package components from both overseas and local stores.

If you are dreaming of a holiday check out this list of top tips to keep in mind when planning your trip online:

1. Know your budget. One of the biggest benefits to online shopping is the ability to browse many products at once and compare prices. This gives you the upper hand to find packages, flights, accommodation and tours to fit in your budget.

2. If you’re not going to book an organised tour, research where other tour companies go – they generally stop off at all the hotspots so you’ll be sure to learn more about the area you are visiting through reading tour notes.

3. Research companies who are based overseas in the area you are travelling to. They can often give you a good price and more options than what you may find when only searching within Australia. If you do this remember the importance of online security and only purchase from companies you trust. Read our earlier post to learn more about your security while shopping online.

4. Scour travel forums such as Lonely Planet and TripAdvisor – you can either post a question and start a topic thread or just look through past topics to find what you are looking for. The hints and tips you get about where to go and who to purchase through are invaluable and if you see a trend towards a particular activity or company you can usually trust the advice is worth taking.

5. Pre-purchase transport before you leave Australia. It doesn’t suit all destinations but if you do your research you’ll find there are many countries where it is possible to purchase your transport before you leave. If travelling to Japan, it’s actually compulsory for you to purchase your JR Pass before you leave Australia.

Another important thing to remember is to have an appropriate method of payment for your holiday. Most tour and travel companies prefer you to pay at the time of booking. Heritage Bank Visa Debit and Visa Credit Cards allow you to purchase quickly and easily online.

If you’ve never purchased a holiday online before it can seem a little daunting. However, with enough time and research it can be well worth the effort, and even turn out to be really fun. With all the research under your belt, you’ll also be sure to help other travellers with your hints and tips!

Make a purchase online this week using your Heritage Bank Visa card and you could WIN $1000!* Terms and conditions apply, visit our credit cards page for more information.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

The information provided is intended as general information only. Blogs have been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs. You should consider obtaining personal investment, taxation and/or legal advice before making any decision.  Please consider the Guide to Heritage Deposit Products and Guide to Heritage Credit Card Products (available in-branch, or at before you decide whether a product is right for you. All loans and credit cards are subject to application and approval. Conditions, criteria and fees apply and are subject to change without notice.