Ever been at a BBQ enjoying yourself only to find the conversation heading a little south? So far south you start discussing car insurance? If so, then you either need to get new friends or read on, so you can be in-the-know when it comes to the cost of car insurance.
It is not unusual for people to shop around and compare insurance policies against each other to ensure they know what they are getting. However, when it comes to how an insurer reaches a quoting price many of us are none the wiser of what that price takes into account.
Car insurance pricing of course varies between insurers and the quote you are offered will come down to two main factors – your risk indicators and the level of cover you are purchasing. Customers who purchase their car insurance through Heritage Bank will find fair and competitive pricing based on these two main factors.
Yes! There are a number of ways car owners can save money on their car insurance by improving their risk indicators prior to applying for a quote. We’ve included some top tips to saving money on your car insurance provided by Canstar Research:
While not all of these tips suit all drivers there is one thing we can all do and that is to drive sensibly. Not only will it put yourself, your family and others at less risk of an accident, you also may find your insurance premiums increase if you’ve lodged an at fault claim.
Heritage Bank offers its customers great value when it comes to car insurance. With a safe driver discount, tailored excess options and the provision of a hire car after theft, Heritage car insurance is designed to give you more, for less.
* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.