27 Jul 2017

How to choose a financial planner

Financial planners (also known as advisers) can help you put thought into action when it comes to your financial goals - but how do you choose your financial planner?

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07 Feb 2017

How to prepare your house for a valuation

The preparation you do to your property might have a bigger impact on a valuation figure than you think. Here's 4 things you can do to help improve the valuation outcome for your property.

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10 Jun 2015

How to avoid overcapitalising your property

When improvements are made to a property beyond that property's resale value it is known as overcapitalisation. It can cause heartache and debt so it's important to understand what it is and how to avoid it.

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* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

The information provided is intended as general information only. Blogs have been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs. You should consider obtaining personal investment, taxation and/or legal advice before making any decision.  Please consider the Guide to Heritage Deposit Products and Guide to Heritage Credit Card Products (available in-branch, or at before you decide whether a product is right for you. All loans and credit cards are subject to application and approval. Conditions, criteria and fees apply and are subject to change without notice.