Get up to $3,000 cash rebate^ on LMI as a First Home Buyer
Receive up to $3,000 cash rebate on your Lender’s Mortgage Insurance when purchasing or building your home or investment property. Available for applications submitted between 1 February and 30 April 2024 and funded by 31 July 2024. T&Cs apply.^
If you're looking for a variable rate home loan with flexible access, we have options for you.
More home loan options
Are you looking for a specific home loan feature? Along with variable and fixed home loans, we have a range of home loan options designed to suit different home buying journeys.
| Home Advantage Package | Our home loan package |
| Family Guarantee | Guarantor solution |
| Bridging Loan | Buy new while your existing house is on the market |
| Mortgage Crusher Offset Account | 100% offset account available on eligible variable home loans |
What makes our home loans better?
Flexible repayment options
Free unlimited extra repayments and online redraw of payments in advance
Family Guarantee
Your family members can use the equity in their own home to provide additional security for part of your loan amount
People first service
People first service and commitment to our customer-owned values
People first. Always.
We've been committed to Australian communities since 1875. In a world where so much has changed, our mission to put people before profits, never has.
We're here to help
Our Lending Specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, tap here to get in touch with us in the way that suits you.
Are you an existing Heritage member?
This will determine how best we can help.