Invest your savings, invest in property or plan for your retirement with Heritage Bank. 

Invest your savings

Term Deposit
A term deposit gives you a fixed interest rate for a nominated time of 1 month to 5 years. This means you’ll know exactly what your investment is worth ahead of time. 
12 month Term Deposit for $1,000 or more
0.60 % PA
Interest Rate
Online Saver Savings Account
When you add an Online Saver account to your Simply Access transaction account you can manage your savings online and earn higher interest.

Backed by the Government Deposit Guarantee for deposits up to $250,000.

Invest in property

Investing in Property Help Guide 
Let us help guide you through one of your biggest financial commitments – buying or investing in a house.
2 Year Fixed Rate in Package
2.39 % PA 3.28 % PA
New 2-Year Fixed Investment (Principal & Interest) Loans of $20,000+ up to 90% LVR1 in Package
Comparison Rate* See Comparison Rate warning
Self-Managed Super Fund Loan

Use your retirement savings as equity to purchase an investment property through your Self-Managed Super Fund with a Company Trustee. 

Principal & Interest Repayment Calculator
How much principal and interest are you paying on your home loan each month? Use this calculator to find out. Plus, calculate how to pay your loan off sooner.
Invest for retirement

Secure Super Account
A retirement savings account, which offers all the tax advantages of a superannuation fund, with the capital-guaranteed security of a term deposit.
Self Managed Super Fund Account
Manage your self-managed retirement funds in one place and access our range of low fee accounts with competitive interest rates.
Pension Plus pension account
If you are 55 years or older and retired, or receive an Australian government pension, this account gives you secure access to your money while earning a competitive interest rate.
Pension Plus pension account
0.45 % PA
Step up interest on amounts over $50,200 
Seek investment advice

Two women happy with iPad - Heritage Bank Pension Plus Account
Financial Planning
Financial planning and advice can make a big difference at any stage of life, and we know that no two situations are exactly the same.
Grandparents having fun with grandchildren
How can a financial planner help?
Financial planning involves developing a strategy specifically for you to help you reach your financial goals, no matter what your age.

Customer-Owned Banking you can bank on.

Established in 1875, and with more than $11 billion in assets, Heritage is one of Australia's largest Customer Owned Banks.

We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert