Understand your credit card's interest free period
By understanding your card's interest free period, you can make sure your card (and money) is working for you in the best way possible.
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Visa Classic Credit Card
Our Visa Classic Credit Card offers a competitive Visa credit card rate and up to 55 days interest free* on Visa purchases.
Features
- Credit limits from $1,000
- Up to 55 days interest free on Visa Classic purchases*
- Earn one (1) Heritage Credit for every $1,300 spend per calendar month†
- Monthly repayments at 3% of balance or $30, whichever is greater^
- Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers and at your local branch.
- Balance enquiries and cash advances at Heritage ATM's
- Shop with confidence with Visa's Zero Liability policy#
- Access to Visa Offers + Perks
- Online shopping secured with Visa
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Rates
|
||
|---|---|---|
| Interest Rate | ||
| Classic - Purchases | ||
| Classic - Cash Advances | ||
Owner - Occupied
Investment
Interest Rate
16.99%
Interest Rate
18.99%
Rates Effective From 04/08/2020
Fees
| Annual Fee | $55 (Waived when you spend $25,000/annum and over on Visa Purchases) |
Compare all Credit Cards
View all features and rates of the credit cards we offer and compare credit card interest rates.
Why use a credit card
From building savings to rewards programs, here are the 6 main benefits of using a credit card.
We are here to help
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