Classic Visa Credit Card

Heritage Bank’s Classic Visa Card offers a competitive interest rate and up to 55 days interest free* on Visa purchases.

Features

Credit limits from $1,000
Up to 55 days interest free on Visa purchases*
Earn one (1) Heritage Credit for every $1,300 spend per calendar month†
Monthly repayments at 3% of balance or $30, whichever is greater^
Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers, and over-the-counter at your local branch.
Balance enquiries and cash advances at Heritage ATMs
Shop with confidence with Visa's Zero Liability policy ^#
Access to Visa Offers + Perks
Online shopping secured with Visa

Rates

Enquire online now

Get in touch

Interest Rate

16.99%

Interest Rate

18.99%

Rates Effective From 01/04/2020

Compare all Credit Cards

View all features and rates of the credit cards we offer.

Learn more

Fees

Annual Fee

$55 (Waived when you spend $25,000/annum and over on Visa Purchases)

These articles may help you

View all

Understand your credit card's interest free period

By understanding your card's interest free period, you can make sure your card (and money) is working for you in the best way possible.

Learn more

Tips to help get your personal loan approved

Whatever your reason for a personal loan, there are a few things you can do to help improve your likelihood of being approved for the funds you need.

Learn more

What to do if you lose your credit card

It's time to act quickly! Here's four things to do once you've realised you have lost your card.

Learn more

7 tips on how to budget and save

Reviewing and setting out a budget can feel overwhelming. Here's 7 tips to help review (or create) your budget from home.

Learn more

Our specialists will help you find the right product and support you through every step of your Credit Card purchase.

Or call 13 14 22 to speak to an expert