Classic Visa Credit Card

Heritage Bank’s Classic Visa Card offers a competitive interest rate and up to 55 days interest free* on Visa purchases. 


  • Credit limits from $1,000
  • Up to 55 days interest free on Visa purchases*
  • Earn one (1) Heritage Credit for every $1,300 spend per calendar month†
  • Monthly repayments at 3% of balance or $30, whichever is greater^
  • Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers, and over-the-counter at your local branch. 
  • Balance enquiries and cash advances at Heritage ATMs
  • Shop with confidence with Visa's Zero Liability policy #
  • Access to Visa Offers + Perks 
  • Online shopping secured with Visa
Interest Rate
Classic - Purchases
Classic - Cash Advances
Interest Rate
Interest Rate
Rates Effective From 01/04/2020
Compare all Credit Cards

View all features and rates of the credit cards we offer.


Annual Fee $55 (Waived when you spend $25,000/annum and over on Visa Purchases)
These articles may help you

We are here to help

Our specialists will help you find the right product and support you through every step of your Credit Card purchase.

Enquire now

Or call 13 14 22 to speak to an expert