Cash Management

Have easy access to your money while earning high interest with Heritage’s Cash Management transaction account. 

Account Features
Interest Rate
$1 to $9,999
$10,000 to $249,999
$250,000 or more
tiered interest rates calculated on daily balances and paid quarterly
Interest Rate
Interest Rate
Interest Rate
Rates Effective From 01/07/2018

Account Keeping Fee   $0

Transaction type

Monthly fee free zone

Fee per excess transaction

Heritage Online banking Unlimited Free
Heritage Access Line phone banking
Direct credits and debits
Cheque deposits
Counter cash deposits
Heritage ATM withdrawals, transfers and balance enquiries
Presented cheques 10  $1.00 
Counter cash withdrawals, transfers and BPAY 10 $1.00
EFTPOS 10 $1.00
SMS Alerts  0 $0.25
Non-Heritage counter withdrawals (Visa)  0 $2.50
Overseas ATM or counter withdrawals (Visa)  0

$5.00 plus 3% overseas currency conversion fee

Bank@Post balance enquiries, cash withdrawals, cheque deposits and cash deposits#  0 $3.00
# Members with a residential postcode recorded by Heritage within the range 0000 to 3999, 4385 to 9999, 4311, 4312, 4313, 4360 and 4361 may make unlimited Bank@Post transactions without attracting transaction fees.Please read the Guide to Heritage Deposit Products and Heritage Bank Fees & Limits Guide and consider whether this product is right for you. 

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