Cash Management

Have easy access to your money while earning high interest with Heritage’s Cash Management transaction account. 

Account Features
Rates
Interest Rate
$1 to $9,999
$10,000 to $249,999
$250,000 or more
tiered interest rates calculated on daily balances and paid quarterly
Interest Rate
0.01%
Interest Rate
0.60%
Interest Rate
1.45%
Rates Effective From 01/07/2018
Fees

$0

Monthly account keeping fee

Transaction Type 

Fee Per Transaction

Direct credits and debits Free
EFTPOS
Free
Visa debit and Visa payWave Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
Free
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee 
Bank@Post Transactions* $3.00
*Bank@Post transactions are free for members for which a residential postcode recorded by Heritage is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999. 
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