Cash Management

Have easy access to your money while earning high interest with Heritage’s Cash Management transaction account. 

Account Features
Interest Rate
$1 to $9,999
$10,000 to $249,999
$250,000 or more
tiered interest rates calculated on daily balances and paid quarterly
Interest Rate
Interest Rate
Interest Rate
Rates Effective From 04/05/2018

Account Keeping Fee   $0
Transaction type Monthly fee free zone Fee per excess transaction
Heritage on-line banking  
Heritage Access Line phone banking    
SMS Account Enquiries    
Direct credits    
Direct debits Unlimited Free
Cheque deposits    
Counter cash deposits    
Heritage ATM withdrawals, transfers and balance enquiries    
Presented cheques 10  $1.00 
Counter cash withdrawals, transfers and BPAY 10 $1.00
EFTPOS 10 $1.00
SMS Alerts  0 $0.25
Bank@Post balance enquiries  0 $3.00
Bank@Post cash withdrawals  0 $3.00
Bank@Post cheque deposits#  0 $3.00
Bank@Post cash deposits#  0 $3.00
Non-Heritage counter withdrawals (Visa)  0 $2.50
Overseas ATM or counter withdrawals (Visa)  0 $5.00 plus 3% overseas currency conversion fee
 # Members with a residential postcode recorded by Heritage within the range 0000 to 3999, 4385 to 9999, 4311, 4312, 4313, 4360 and 4361 may make unlimited Bank@Post transactions without attracting transaction fees.
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