Home Loan Rates

Choose a variable and fixed home loan rate or view our home loan rates sheet to see what interest rate may apply for your new loan.

Variable Rate Home Loans from
2.59 % PA 2.64 % PA
New Discount Variable Owner Occupied (Principal & Interest) Loans of $150,000+ with 70% to 80% LVR
Comparison Rate* See Comparison Rate warning
Fixed Rate Home Loans from
2.19 % PA 3.09 % PA
New 2-Year Fixed Owner Occupied (Principal & Interest) Loans in Package of $150,000+ up to 90% LVR1 . Package criteria applies.
Comparison Rate* See Comparison Rate warning
Loan switching interest rates for existing Heritage home loans

Owner-occupied and investment interest rates that apply if you would like to switch your Heritage loan to a different product type. 

Interest rates for home loan products withdrawn from sale

Interest rates for owner-occupied and investment home loans withdrawn from sale. 

What is LVR?
Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
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