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Freedom Visa

At Heritage, we understand some people want a credit card they can use for small, everyday purchases, but not big ticket items. That’s why we introduced a card with a $500 limit.

  • There is no annual fee on this credit card for the first 12 months. Just another way Heritage puts People first
  • After the first year, the annual fee will be $18.00 per annum
  • After the first year, annual fee is waived if Visa purchases exceed $10,000 during the year up to the anniversary date

To approved applicants only. Fees, charges and conditions apply.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest rates are on a per annum basis. Rates and special offers are correct as stated but subject to change without notice. Discounts shown are not available in conjunction with any other interest rate discount or special offer, and do not apply to internal refinances.