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Freedom Visa

At Heritage, we understand some people want a credit card they can use for small, everyday purchases, but not big ticket items. That’s why we introduced a card with a $500 limit.

  • There is no annual fee on this credit card for the first 12 months. Just another way Heritage puts People first
  • After the first year, the annual fee will be $18.00 per annum
  • After the first year, annual fee is waived if Visa purchases exceed $10,000 during the year up to the anniversary date

To approved applicants only. Fees, charges and conditions apply.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.