Heritage Bank and People's Choice to explore a merger opportunity

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Welcome to Heritage Bank

Welcome to Heritage Bank

Friend out on the road in their new caravan
A loan that helps me get away from it all. Bank you very much! 

Our Standard Fixed Personal Loan can help you get away, with fixed repayments and no penalties for early payout.


Standard Fixed Personal Loan
7.99 % PA 8.62 % PA
Standard Fixed Personal Loan
Comparison Rate* See warning
Family talking to Heritage Bank about a new home loan
Home Loans

Let us help you find the loan that's right for you.  Whether you're a first home buyer, upgrading, refinancing or purchasing an investment property, we're here to help. 

Home Loan rates from
2.19 % PA 3.09 % PA
New 2-Year Fixed Owner Occupied (Principal & Interest) Package Loans of $150,000+ up to 90% LVR. Package criteria applies.
Comparison Rate* See Comparison Rate warning
What our customers are saying

We can help you with your every day banking needs. If you're looking for a daily transaction account or a competitive savings account, we can help you access your money, your way.

Credit Cards
If you're looking for a credit card with rewards, a low interest rate or no annual fee, we have a range of cards to choose from.
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We have you covered with our comprehensive range of insurance products.

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Useful tools
Take a look at our featured calculators and tools to help with your banking.
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Migrant Banking

Take a look at our simple tools and resources, including our Migrant Liaison Service, for help with important money topics in Australia.

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Contact us 24/7

Our local Australian contact centre is waiting for you. Call 13 14 22 or if overseas, call +617 4694 9000.

Our Locations
Find your closest Heritage branch or ATM when you are on the go.
COVID-19 Support
Now, more than ever, we're committed to putting people first. Learn about our response to COVID-19 including our relief package.
The inspiration behind "Bank you very much!"
Latest Security Alerts- Security and scam awareness
Be aware!
Visit our Security & Fraud Protection Centre to find out about the latest security alerts, who to contact, and tips on how to protect yourself from scams.
Repay it forward with Heritage - Bank you very much!
Member Charter
At Heritage, what motivates us isn’t how much profit we can make, it’s about making people’s lives better. Our Member Charter outlines our commitment to our Heritage members.
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The inspiration behind "Bank you very much!"

The inspiration behind "Bank you very much!"

Customer Owned Money Minder of the Year 2021.

The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.

Learn about this award.