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Offset Accounts

Offset Accounts

Pay off your home sooner and save money at the same time.

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No fees means more for you

No fees means more for you

Don’t let fees and charges eat into your hard earned cash. Open a Simply Access account and you won’t pay monthly account keeping fees.

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Security & Privacy

We take the ongoing trust that you place in us to protect your personal information very seriously.

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Compare Personal Loans

Got your eye on a new car or been dreaming about jumping on a plane for a well deserved escape? Heritage puts people, and their dreams, first with a range of great personal loans.

FeatureStandard Personal LoanHideCar LoansHideLow Rate Secured LoanHideDebt ConsolidationHide
Variable rateHide Rowyesyesyesyes
Fixed rateHide Rowyesnonono
Application feeHide Row$105$105$105$105
Minimum loan amountHide Row$5000$5000$5000$5000
Maximum loan amountHide Row$25000$100000No limit$100000
Minimum loan termHide Row1 year1 year1 year1 year
Maximum loan termHide Row10 years10 years10 years5 years
Repay weekly fortnightly or monthlyHide Rowyesyesyesyes
Make additional or lump sum repaymentHide Rowyesyesyesyes
Ability to redraw additional repaymentsHide Rowyesyesyesyes
Repay in full at any timeHide Rowyes Penalty may applyyesyesyes
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Rates effective from 11 May 2012 and subject to change without notice. All rates are calculated on a per annum (p.a.) basis.

To approved applicants only. Fees, charges and conditions apply.

Please note: Heritage is unable to accept personal loan applications from residents in Tasmania or Western Australia.

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