At Heritage we're happy to help you pay off your loan as soon as you can. Here are some tips:
- Make your repayaments more frequently. Choice of weekly or fortnightly repayments which may help reduce the interest you pay
- Make increased or lump sum repayments
- Open a Loan Offset account. It operates as an everyday access account that reduces the amount of interest you pay on your variable rate personal loan.
- Capitalise your payments in advance. If you have payments in advance on your personal loan or home loan, ask Heritage to capitalise them. In other words, we'll recalculate the repayments required to pay out the loan over the remainder of the loan.