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Offset Accounts

Offset Accounts

Pay off your home sooner and save money at the same time.

No fees means more for you

No fees means more for you

Don’t let fees and charges eat into your hard earned cash. Open a Simply Access account and you won’t pay monthly account keeping fees.

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Personal Loans

Got your eye on a new car or been dreaming about jumping on a plane for a well deserved escape? Heritage puts people, and their dreams, first with a range of great personal loans.

Find the right personal loan for you

Select and compare our range of personal loans.

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Standard Personal Loan

Choose from a variable or fixed interest, secured or unsecured loan.

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Debt Consolidation

Make life easier by consolidating your personal loans and credit cards into one easily managed loan.

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Car Loans

Want to buy a new car? Maybe a used car? We’ve got low interest rate loans for both.

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Repay Your Loan Sooner

Heritage provides a range of options to help pay your personal loan off sooner.

Low Rate Secured Loan

This low cost loan lets you buy what you need while keeping your savings invested.

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Rewarding You

Great discounts and rewards just for being a Heritage member.

At Heritage we put People first by rewarding our members with discounts and offers in our exclusive online shopping mall. Plus, if you hold certain Heritage products, we will reward you with Credits you can redeem for a range of items including gift cards, home wares, appliances and more.