There are two options when you transfer money from another country into Australia.
Option 1: Real Time Gross Settlement (SWIFT)
This option is used for funds which are being sent to you in Australian dollars (AUD). Funds can be sent from an overseas financial institution directly to a Heritage account via Real Time Gross Settlement (RTGS), which is often referred to as SWIFT. To use this option, the overseas bank will need to have a correspondent Australian Bank, who can convert the funds to Australian Dollars (when applicable) and on forward the value in AUD currency to Heritage. The following information must be provided by the overseas bank for a SWIFT transfer.
| SWIFT code |
HBSLAU4T |
| Account Name |
(Full account name details) |
| Account Number |
(e.g. 12345678 ̶ do not include reference to S type) |
| BSB |
638-xxx (Find out your BSB) |
| Bank |
Heritage Bank |
| Address |
400 Ruthven Street
Toowoomba Qld 4350
Australia |
Option 2: Accounting Information
This option is used for funds which are being sent to you in another currency, i.e. not in Australian Dollars. This option is also used if the above RTGS option fails.
NOTE: The accounting information should only be used if the overseas financial institution does not have an association with a financial institution in Australia.
The following information must be provided by the overseas institution:
| Bank |
ANZ BANK |
| Address |
367 Ruthven Street
Toowoomba Qld 4350
Australia |
| SWIFT code |
ANZBAU3M |
| Account Number |
7752 28078 |
| BSB |
014-720 |
| Reference Details also required |
| Account Name |
Heritage Bank |
| Reference |
(Full account name required) |
| Account Number |
(e.g. 12345678 - do not include reference to S type) |
| BSB |
638-xxx (Find out your BSB) |
Fees may apply for receiving funds from overseas.
WARNING: The advice contained in this document has not taken into account your objectives, financial situation or needs. Before acting upon it, you should consider its appropriateness with regard to your objectives, financial situation and needs.
All product terms and conditions are subject to change.
Travelex Limited (ABN 36 004 179 953, AFSL 222444) is the issuer of, or may arrange for, the issue of these products other than the Cash Passport Debit Card. Heritage is the issuer of the Cash Passport Debit Card. Product Disclosure Statements (PDS) are available for certain products, and can be obtained from your local Heritage branch or at Travelex's website. You should review the relevant PDS before deciding to acquire the product.