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Heritage Hot Rates

5.55%*PA

3 months on $5,000+

5.40%*PA

6 months on $5,000+

5.10%*PA

12 months on $5,000+

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Loans & Overdrafts

Loan Type	Residential Security Interest Rate	Non Residential Security Interest Rate
Business Finance Facilities
Fully Drawn Loan - 1 Year Fixed	6.09%	7.09%
Fully Drawn Loan - 2 Years Fixed	6.15%	7.15%
Fully Drawn Loan - 3 Years Fixed	6.29%	7.29%
Fully Drawn Loan - 4 Years Fixed	6.44%	7.44%
Fully Drawn Loan - 5 Years Fixed	6.59%	7.59%
Fully Drawn Loan - Variable	7.09%	7.94%
Business Overdraft	7.49%	8.49%
Business Line of Credit	7.09%	7.94%

Loan Type	Interest Rate
Motor Vehicle Equipment Loan
1 Year Fixed	7.09%
2 Years Fixed	7.15%
3 Years Fixed	7.29%
4 Years Fixed	7.44%
5 Years Fixed	7.59%
6 Years Fixed	7.79%
Variable	7.94%

Rates effective from 11 May 2012 and subject to change without notice. All rates are calculated on a per annum (p.a.) basis.

These interest rates apply to business banking only. Any other interest rates are available on request.

Credit products are available to approved applicants only. Fees, charges and conditions apply. When considering deposit products, please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) to decide whether any product is right for you.