Classic Home Insurance
Classic Home Insurance protects you against a wide range of events including loss or theft of credit cards, fusion cover if your fridge motor burns out (limits apply) and legal liability cover up to a maximum amount of $20 million.
Download the Product Disclosure Statement and Policy Document (PDS) and Flood Supplementary PDS (PDF, 443KB).
Please note - Flood SPDS only applies in relation to persons with homes/situations/risk addresses for which we offer the flood cover option.
Prestige Home Insurance
Prestige Home Insurance provides additional benefits to Classic Home Insurance including accidental loss or damage to your buildings and contents.
Download the Product Disclosure Statement and Policy Document (PDS) and Flood Supplementary PDS (PDF, 445KB).
Please note - Flood SPDS only applies in relation to persons with homes/situations/risk addresses for which we offer the flood cover option.
+ Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice. To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for a reduced No Claim Bonus. Discounts may not be applied to any flood component of the premium (if applicable).
Insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708 of 2 Market Street, Sydney NSW 2000. In arranging this insurance Heritage Bank Limited (Heritage) ABN 32 087 652 024 AFSL 240984 acts as an agent for Allianz and not as your agent. If you buy Allianz products, Heritage may be paid commission (up to 30% of the premium). Any advice here does not take into consideration your objectives, financial situation or need, which you should consider before acting on our recommendations. To decide if this product is appropriate for you, please read and consider the Product Disclosure Statement (available by calling 13 14 22 or from Heritage branches.)