Home Loan & Mortgages Sydney
If you have Payments in Advance on your personal loan or home loan, you can ask Heritage to capitalise them. This means we will recalculate your repayments required to pay out the loan over the remainder of the term, as if you had no Payments in Advance.
If your Payments in Advance are capitalised, Heritage will recalculate your repayments and tell you the new amount, but not change how long it will take to pay out your loan. You will no longer be able to reborrow the Payments in Advance, or use them towards your repayments.
For full details, please refer to your Lending Terms and Conditions booklet.
To apply, please download the application form.