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Insurance

Trust Heritage to cover the most valuable things in your life with an extensive range of insurance products to give you priceless peace of mind.

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Offset Accounts

Offset Accounts

Pay off your home sooner and save money at the same time.

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We take the ongoing trust that you place in us to protect your personal information very seriously.

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Standard Variable Home Loans & Mortgages

This home loan is a great option if you're planning to pay out your loan in the medium term. This loan has very few restrictions and penalties, and an early termination fee only applies to the first year.

Loan TypeInterest RateComparison Rate *
Owner Occupied, Investment & Vacant Land
1 Year Fixed6.09%6.77%
2 Years Fixed6.15%6.72%
3 Years Fixed6.29%6.71%
5 Years Fixed6.59%6.77%
Discount Variable5.99%6.04%
Basic Variable ($50,000 min.)6.38%6.43%
Standard Variable6.74%6.84%
Professional Package - Living Equity6.43% N/A
Professional Package - Standard Variable6.33%6.59%
Living Equity (Line of Credit)6.81% N/A
Bridging Loan6.74%6.81%
Investment Interest Only
1 Year Fixed (Includes Professional Package)6.09% N/A
2 Years Fixed (Includes Professional Package)6.15% N/A
3 Years Fixed (Includes Professional Package)6.29% N/A
5 Years Fixed (Includes Professional Package)6.59% N/A
Discount Variable5.99% N/A
Standard Variable6.74% N/A
Professional Package (Variable)6.33% N/A

Rates effective from 11 May 2012 and subject to change without notice. All rates are calculated on a per annum (p.a.) basis. To approved applicants only. Fees, charges and conditions apply.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.