Heritage puts People first by helping you pay off your home loan sooner without increasing your payments. An offset account operates like a savings account but instead of paying interest, it reduces the amount of interest you pay on your home loan. It could save you thousands of dollars over the life of your loan.
Heritage has two offset accounts to choose from depending on the type of loan you have.
Loan Offset
An everyday access account that cuts the amount of interest you pay on your eligible home or personal loan.
Mortgage Crusher
This account offers 100% interest offset on eligible home loans.