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Living Equity Line of Credit

The equity you hold in your home is an asset you can use for additional borrowing for property or share investments, education, or holidays. It can also act as a general line of credit.

Application fee		$600
Monthly fee		$8
Transaction type	Fee free zone	Fee per excess transaction
Heritage on-line banking	Unlimited	Free
Heritage Access Line phone banking
SMS Account Enquries
Direct credits
Direct debits
Counter cash deposits
Cheque deposits
Presented cheques
Counter cash withdrawals, transfers and BPAY
Heritage ATM withdrawals, transfers and balance enquiries
Bank@Post balance enquiries, deposits and withdrawals
EFTPOS	10	$0.50
Network ATM withdrawals and balance enquiries	10	$1.75
Non-Heritage counter withdrawals (Visa)	0	$2.50
Overseas ATM or counter withdrawals (Visa)	0	$5.00 (plus overseas currency conversion fee)

To approved applicants only. Fees, charges and conditions apply.