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Trust Heritage to cover the most valuable things in your life with an extensive range of insurance products to give you priceless peace of mind.

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Offset Accounts

Offset Accounts

Pay off your home sooner and save money at the same time.

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Security & Privacy

We take the ongoing trust that you place in us to protect your personal information very seriously.

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Home Loans

Experience the Heritage difference

We can also help you out with the paperwork if your home loan has previously been with another bank. Combine it all with a great rate, flexible repayment options and a redraw facility and you’ll realise Heritage does put people first. Because our customers are the most important thing to us, we do everything we can to help them save money. We do this with better rates and lower fees – and call it the People first difference.

Switching your home loan to Heritage could save you thousands.

As a customer-owned bank, we answer to you, so we do everything we can to help you save money, with better interest rates and lower fees on your mortgage. As well as ensuring we've got some of the lowest rates around, our home loans are also packed with features you'll struggle to find elsewhere, like unlimited extra payments and re-draws on our fixed rate loans (as well as variable loans of course) and a customer satisfaction rating that has averaged more than 90% for the last 17 years. If you're shopping around for a new home loan, call us on 13 14 22 or visit your local branch. We're happy to chat. No pressure, and we're here from 8:30am-7:00pm AEST Monday to Saturday.

Find the right home loan for you

Select and compare our wide range of home loans.

Fixed Rate

This is the home loan for people who prefer some financial certainty.

Professional Package

Bundle your loan, credit card and transaction account in this great package.

Bridging Loan

Buy your new dream home while your existing one is on the market.

Discount Variable

A special discounted variable rate home loan with basic features.

Reverse Mortgage

If you are 60 or over, you can turn your home into a cash asset.

Offset Accounts

Pay off your home sooner and save money at the same time.

Standard Variable

A variable loan with few restrictions and penalties.

Living Equity line of credit

Use the equity in your home for additional borrowing.

How to save money on your home loan

Borrowing to purchase a home is probably one of the largest financial transactions most of us will make. It’s really important our customers get the right advice and the right products. For a better understanding, we sat down with Brisbane Regional Manager Dianne White who took us through some of the key ways our customers can save money on their Heritage Bank home loan.

Rewarding You

Great discounts and rewards just for being a Heritage member.

At Heritage we put People first by rewarding our members with discounts and offers in our exclusive online shopping mall. Plus, if you hold certain Heritage products, we will reward you with Credits you can redeem for a range of items including gift cards, home wares, appliances and more.

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