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Heritage Hot Rates

5.55%*PA

3 months on $5,000+

5.40%*PA

6 months on $5,000+

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Terms and Conditions

General

Financial Services Guide

Financial Services Guide (pdf, 486KB) (Effective 1 December 2011)
Financial Services Guide - Financial Planning (pdf, 532KB) (Effective 1 December 2011)

Deposit Products

Fees, charges and conditions of use related to savings and transaction accounts, business accounts and term deposits.

Guide to Heritage Deposit Products (pdf, 885KB) (Effective 1 December 2011)
Deposit products fee summary (pdf, 1.43MB) (Effective 1 December 2011)

Credit Products

Fees, charges and conditions of use related to all credit products, including credit cards and overdraft products.

Guide to Heritage Credit Card Products (pdf, 3.2MB) (Effective 1 December 2011)
Guide to Heritage Line of Credit and Overdraft Products (pdf, 626KB) (Effective 1 December 2011)
Credit products fee summary (pdf, 200KB) (Effective 1 December 2011)
Guide to Break Fees (pdf, 225KB) (Effective 1 December 2011)

Credit Guide

Credit Guide (pdf, 306KB)