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Create your own card

Choose Your Own Card

Personalise your card with Heritage’s unique Choose Your Own Card service.

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Visa Debit Card

Visa Debit

For people who like the convenience of credit cards, but prefer to use their own money where EFTPOS isn’t available - over the phone, online or overseas.

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Verified By Visa

Get added assurance when shopping online. Verified by Visa is a service that lets you use a personal password with your Heritage Visa card.

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Security & Privacy

We take the ongoing trust that you place in us to protect your personal information very seriously.

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Visa Debit

Using a Visa Debit card is just like using your own cash. It helps you keep control of what you spend because you pay for your purchases directly from your own account.

  • Simple and convenient
  • Accepted at Visa outlets anywhere in Australia or around the world
  • Accepted at EFTPOS outlets, financial institutions and ATMs displaying the Visa logo
  • Lets you make cash withdrawals, pay bills, and make purchases over the phone or internet
  • Visa Debit cards are available on both personal and business access accounts
  • Enjoy faster payment for items under $35 with Visa’s small ticket transaction service
  • Access to Visa Entertainment

Save Fees

  • When you make a purchase, simply press the “credit” button instead of “cheque” or “savings” and the purchase will be free of Heritage transaction fees1
  • This means you save money on every EFTPOS transaction. It's a saving that really adds up
  • At some merchants, purchases using your Visa Debit card can only be made by pressing the “cheque” or “savings” button
  • Transactions made using the “savings” or “cheque” option will be processed to your transaction account as chargeable EFTPOS transactions under the transaction fee structure that applies to that account

To order a Visa Debit card for your account contact Heritage.

1Purchases in a foreign currency attracts a foreign currency conversion service fee in AUD amount.

Visa Debit subject to application and approval. Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.