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Create your own card

Personalise your card with Heritage’s unique Choose Your Own Card service.

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Visa Debit Card

For people who like the convenience of credit cards, but prefer to use their own money where EFTPOS isn’t available - over the phone, online or overseas.

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Verified By Visa

Get added assurance when shopping online. Verified by Visa is a service that lets you use a personal password with your Heritage Visa card.

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Security & Privacy

We take the ongoing trust that you place in us to protect your personal information very seriously.

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Classic Rewards

The Heritage Classic Rewards card comes with a competitive interest rate, but also allows you to earn Credits.

There is no annual fee on this card for the first 12 months. Just another way Heritage puts People first
After the first year the annual fee is $48.00 per annum
The Heritage Classic Rewards has up to 25 days interest free¹

¹Additional interest free days after statement date. On Visa purchases only, if full payment is received before interest free period expires.

To approved applicants only. Fees, charges and conditions apply.

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