My First Credit Card
At Heritage we understand how important it is to be able to manage your first credit card. That's why we introduced the card with a low credit limit but lots of great features.
- There is no annual fee on this credit card for the first 12 months. Just another way Heritage puts People first
- After the first year, the annual fee will be $18.00 per annum
- After the first year, annual fee is waived if Visa purchases within the calendar year exceed $10,000
To approved applicants only. Fees, charges and conditions apply.