- Up to 25 interest free days1
- 13 month special introductory interest rate
- Annual fee waived if purchases exceed $20,000 in the 12 month period
- Monthly repayments at 5% of outstanding balance or $30, whichever is greater2
- Credit limits from $5,000 to $50,000
- Card can be linked to transaction accounts so you only need one card
- Wide range of payment options available
- Balance enquires and cash advances at Heritage ATMs and over 2,900 Network ATMs nationwide
- Access to Visa Entertainment
- Verified by Visa
- Enjoy faster payment for items under $35 with Visa’s small ticket transaction service
- Personalise your card with your own photo3
1Additional interest free days after statement date. On Visa purchases only, if full payment is received before interest free period expires
2Minimum repayment based on percentage of outstanding balance and is 5% or $30 whichever is greater, plus overlimit or past due amounts
3Image rules, terms and conditions and a fee apply
To approved applicants only. Fees, charges and conditions apply.