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For people who like the convenience of credit cards, but prefer to use their own money where EFTPOS isn’t available - over the phone, online or overseas.

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Heritage puts people, and their dreams, first with a range of great personal loans.

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Simply Access

This is the everyday transaction account that's hard to beat.

Balance	Interest Rate
$1 - $24,999	0.05%
$25,000 - $49,999	0.10%
$50,000 +	0.15%
Stepup interest rates calculated on daily balances and paid quarterly

Rates effective from 11 May 2012 and subject to change without notice. All rates are calculated on a per annum (p.a.) basis.

Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.