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Visa Debit Card

Visa Debit

For people who like the convenience of credit cards, but prefer to use their own money where EFTPOS isn’t available - over the phone, online or overseas.

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Personal Loans

Personal Loan

Heritage puts people, and their dreams, first with a range of great personal loans.

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Simply Access

This is the everyday transaction account that's hard to beat.

With most transactions available for free, the Simply Access account is a smart choice.
Account keeping fee $0
Transaction Type Fee free zone Fee per excess transaction
Heritage on-line banking Unlimited Free
Heritage Access Line phone banking
SMS Account Enquiries
Direct credits
Direct debits
Cheque deposits
Counter cash deposits
Presented cheques
Counter cash withdrawals, transfers and BPAY
Heritage ATM withdrawals, transfers and balance enquiries
EFTPOS 10 $0.50
Network ATM withdrawals and balance enquiries $1.75
SMS Alerts 0 $0.25
Bank@Post balance enquiries 0 $0.30
Bank@Post cash withdrawals 0 $2.00
Bank@Post cheque deposits# 0 $2.50
Bank@Post cash deposits# 0 $2.00
Non-Heritage counter withdrawals (Visa) 0 $2.50
Overseas ATM or counter withdrawals (Visa) 0 $5.00 plus overseas currency conversion fee
# Special zoned members (those with a residential postcode recorded by Heritage within the range 0000 to 3999 or 4679 to 9999) may make unlimited Bank@Post cheque deposit and Bank@Post cash deposit transactions without attracting transaction fees for these transactions.

Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.