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Visa Debit Card

Visa Debit

For people who like the convenience of credit cards, but prefer to use their own money where EFTPOS isn’t available - over the phone, online or overseas.

Learn more

Personal Loans

Personal Loan

Heritage puts people, and their dreams, first with a range of great personal loans.

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Pension Plus

If you are over 60 and receive an Aged, Widows or Veterans Affairs pension, the Pension Plus account gives you secure access to your money while earning a competitive interest rate.

  • No account keeping fees
  • Pays high interest while maximising your pension entitlements
  • Free internet and phone banking
  • Free mobile banking
  • Free SMS Account Enquiries
  • Free Heritage ATM transactions
  • Access to over 2,900 Network ATMs nationwide
  • EFTPOS card, Visa Debit card, chequebook or passbook available
  • eStatements available
  • Transact through Bank@Post - download information sheet (PDF, 191KB)
  • Interest reflects current Department of Social Security policy on assessment of pension benefits and saving accounts

Visa Debit subject to application and approval. Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.