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Visa Debit Card

payWave Visa Debit

For people who like the convenience of credit cards, but prefer to use their own money where EFTPOS isn’t available - over the phone, online or overseas.

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Personal Loans

Personal Loan

Heritage puts people, and their dreams, first with a range of great personal loans.

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Security & Privacy

We take the ongoing trust that you place in us to protect your personal information very seriously.

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Farm Management Deposit

Farming is a risky business. Not enough rain, pest problems, broken down tractors and fluctuating market prices... it seems like there isn’t much you can control. We're here to help you minimise some of your risk, with our Farm Management Deposit account.

Farm Management Term Investment (I70)
BalanceInterest RateTerm
$1,000 - $400,0003.85%12 months
$1,000 - $400,0004.00%24 months
Interest paid - quarterly*, annually, at maturity
*Interest paid quarterly - deduct 0.10% from quoted interest rates
Farm Management Account At Call (S70)
BalanceInterest Rate
$1,000 - $49,9992.50%
$50,000 + 2.75%
Tiered interest rates calculated on daily balances and paid quarterly

Rates effective from 07 January 2014 and subject to change without notice. All rates are calculated on a per annum (p.a.) basis.

Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or here) and consider whether this product is right for you.